Volume 37, Number 1/2 (Spring/Summer 1999)
Symposium on Commercial Bankruptcies

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Introduction to the Symposium on Consumer Bankruptcies

Jacob S. Ziegel

1

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Individual Bankruptcy: Preliminary Findings of a Socio-Legal Analysis

Iain D. C. Ramsay

15

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The Empirical Dimensions of Consumer Bankruptcy: Results from a Survey of Canadian Bankrupts

Saul Schwartz

83

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Reactions to Empirical Studies

Michael Adler

127

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Reactions to Recent Canadian Empirical Studies on Consumer Bankruptcies

Wayne Brighton

137

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Comparative Empiricism

Jay Lawrence Westbrook

143

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Options in Consumer Bankruptcy: An American Perspective

Jean Braucher

155

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Philosophy and Design of Modern Fresh Start Policies: The Evolution of Canada's Legislative Policy

John D. Honsberger

171

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The Changing Politics of American Bankruptcy Reform

Elizabeth Warren

189

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The Philosophy and Design of Contemporary Consumer Bankruptcy Systems: A Canada-United States Comparison

Jacob S. Ziegel

205

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Demonizing Debtors: A Response to the Honsberger-Ziegel Debate

Karen Gross

263

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Holding the High Ground: The Position of Secured Creditors in Consumer Bankruptcies and Proposals

Tamara M. Buckwold

277

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The Dark Side of Student Loans: Debt Burden, Default, and Bankruptcy

Saul Schwartz

307

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Secured Creditors and Consumer Bankruptcy in the United States

William C. Whitford

339

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Counselling Consumer Debtors under Canada's Bankruptcy and Insolvency Act

Ruth E. Berry and Sue L. T. McGregor

369

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Insolvency Counselling--Innovation Based on the Fourteenth Century

Carol Ann Curnock

387

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The Role of Consumer Counselling as Part of the Bankruptcy Process in Europe

Johanna Niemi-Kiesilainen

409

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The Overseas Dimension: What Can Canada and the United States Learn from the United Kingdom

Michael Adler

415

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Consumer Bankruptcies: A New Zealand Perspective

Paul Heath

427

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Consumer Bankruptcies: An Australian Perspective

Rosalind Mason

449

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Consumer Bankruptcy in Comparison: Do We Cure a Market Failure or a Social Problem

Johanna Niemi-Kiesilainen

473

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Book Review: Case Studies in Recent Canadian Insolvency Reorganizations: In Honour of the Honourable Lloyd William Houlden, by Jacob S. Ziegel; with David E. Baird, Q.C. (eds)

Ian F. Fletcher

505