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Georgetown Law Journal. Volume 59, Issue 5 (1971), p. 1127-1150.


The means by which banking is regulated in Canada is quite distinct from the methods which are employed in the United States. Moreover, the jurisdictional boundary between provincial regulation of securities and federal regulation of banking has created a regulatory penumbral zone. Additionally, the fact that the present regulation is largely the product of consultation between the banking industry and the government raises the question of the effectiveness of a regulatory scheme which is essentially consensual. The banking industry in Canada, as 'well as that of the United States, appears to be departing from its traditional role. The extent to which current regulation will be effective in these areas is perhaps the most important question confronted in this comprehensive treatment of Canadian banking.

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